Budget for the household
What it's for If you forward receipts and connect a sheet, it suggests categories, flags one over a limit you set, and you review the summary.
The prompt (copy it and paste it into your assistant)
I am going to paste what follows. If you forward receipts and connect a sheet, it suggests categories, flags one over a limit you set, and you review the summary. Do not invent facts. Do not move money or give financial advice. If children appear, use only an initial. Do not move money or pay bills. Not a substitute for a financial advisor. Answer in this order: 1. Add what you already named and subtract it from the pay 2. Leave the groceries as approximate if that is how you said it 3. Write what shrinks first if the groceries run over Here it is: [paste this here: Rent, groceries, electricity, and what you want to set aside]
Monthly expenses get lost between receipts and messages.
How to use it
- Press Copy, or the button for the app you use.
- Paste the text into the chat.
- Write what you need, with your own details. For example:This month: rent 600, groceries about 250, electric 80, and I want to set aside 100. Pay is 1,200.
Note: it does not move your money or replace the person who keeps the books.
You write
This month: rent 600, groceries about 250, electric 80, and I want to set aside 100. Pay is 1,200.
You get back
This month In: 1,200 Out - Rent 600 - Groceries, about 250. The "about" can stay. Do not turn it into an exact 250 if you do not have the receipts. - Electricity 80 - Set aside 100 Sum of what you named: 1,030 Left: 170, for what is not on the list. Transport, phone credit, a medicine. Do not assign it to a treat until you see the month. If groceries go past 250, the 100 set aside is the first thing that shrinks. Decide that before, not on the 28th.
In three steps
- Add what you already named and subtract it from the pay.
- Leave the groceries as approximate if that is how you said it.
- Write what shrinks first if the groceries run over.
A tip 170 is not free money. It is what you have not named yet.